Home Loans

Credit Cards

Filter
 
     Credit Card
Annual Fee
Reward type
Credit Card
Annual Fee
American Express Gold Card
 
3.5 / 5.0
by 7 users
Annual Fee:
1st year: 1,000 + ST
2nd year onwards: 4,500 + ST
Reward type:
Lifestyle
American Express Platinum Reserve Credit Card
 
4.0 / 5.0
by 1 users
Annual Fee:
5,000 + ST
Reward type:
Premium
American Express Payback Credit Card
 
3.5 / 5.0
by 11 users
Annual Fee:
1st year: 750 + ST
2nd year onwards: 1,500 + ST (waived if spend over 1,50,000)
Reward type:
Shopping and Cashback
American Express Platinum Travel Credit Card
 
4.5 / 5.0
by 6 users
Annual Fee:
1st year: 3,500 + ST
2nd year onwards: 5,000 + ST
Reward type:
Shopping and Cashback
Citibank Rewards Card
 
4.0 / 5.0
by 101 users
Annual Fee:
Nil
Reward type:
Shopping and Cashback
IndianOil Citibank Platinum Card
 
4.0 / 5.0
by 121 users
Annual Fee:
Nil
Reward type:
Fuel
Citibank PremierMiles Card
 
4.5 / 5.0
by 3 users
Annual Fee:
3000 + ST
Reward type:
Airline
Citibank Cashback Card
 
4.5 / 5.0
by 19 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback
IndusInd Bank Platinum Credit Card
 
3.5 / 5.0
by 12 users
Annual Fee:
1st year: 7,500 (3 Jet Airways codes as Welcome Gift) or
5,000 (1 code as Welcome Gift) or
3,000 (no Welcome Gift)
Reward type:
Premium
IndusInd Bank Platinum Aura Credit Card
 
4.0 / 5.0
by 5 users
Annual Fee:
1st year: 899 (waived if spend ≥ 10,000 within first 3 months)
2nd year onwards: 200 (waived if spend ≥ 12,000 in that year)
Reward type:
Lifestyle
SBI Gold and More Card
 
4.0 / 5.0
by 19 users
Annual Fee:
1st year: 499 + GST@12.36%
2nd year onwards: 499 (Nil If total spends on the Credit card is 75,000 or more in the preceding year)
Reward type:
Shopping and Cashback
SBI Signature Card
 
4.0 / 5.0
by 1 users
Annual Fee:
1st year: 4999 + GST@12.36%
2nd year onwards: 4999 + GST@12.36%
Reward type:
Premium
Air India SBI Signature Card
Annual Fee:
1st year: 4999 + GST@12.36%
2nd year onwards: 4999 + GST@12.36%
Reward type:
Airline
Air India SBI Platinum Card
Annual Fee:
1st year: 1499 + GST@12.36%
2nd year onwards: 1499 + GST@12.36%
Reward type:
Airline
SBI Platinum Card
 
3.5 / 5.0
by 9 users
Annual Fee:
1st year: 2999 + GST@12.36%
2nd year onwards: 2999 + GST@12.36%
Reward type:
Premium
My Choice Credit Card
 
3.5 / 5.0
by 28 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Wings Credit Card
 
4.0 / 5.0
by 2 users
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
My Zone Credit Card
 
4.0 / 5.0
by 32 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 6 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
JetPrivilege HDFC Bank Platinum
 
4.0 / 5.0
by 7 users
Annual Fee:
1,000 + ST
Reward type:
Airline
Diners Rewardz
 
3.0 / 5.0
by 2 users
Annual Fee:
1,000 + ST
Reward type:
Shopping and Cashback
Superia
 
4.0 / 5.0
by 4 users
Annual Fee:
1,000 + ST
Reward type:
Premium
Diners Black
 
3.0 / 5.0
by 3 users
Annual Fee:
20,000 + ST
Reward type:
Lifestyle
JetPrivilege HDFC Bank World
 
3.5 / 5.0
by 4 users
Annual Fee:
2,500 + ST
Reward type:
Airline
JetPrivilege HDFC Bank Titanium
 
4.0 / 5.0
by 6 users
Annual Fee:
500 + ST
Reward type:
Airline
Titanium Edge
 
4.0 / 5.0
by 105 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback
Diners Premium
 
3.5 / 5.0
by 5 users
Annual Fee:
2,500 + ST
Reward type:
Lifestyle
Regalia
 
3.5 / 5.0
by 3 users
Annual Fee:
2,500 + ST
Reward type:
Premium
Citibank PremierMiles Card
 
4.5 / 5.0
by 3 users
Annual Fee:
3000 + ST
Reward type:
Airline
Air India SBI Signature Card
Annual Fee:
1st year: 4999 + GST@12.36%
2nd year onwards: 4999 + GST@12.36%
Reward type:
Airline
Air India SBI Platinum Card
Annual Fee:
1st year: 1499 + GST@12.36%
2nd year onwards: 1499 + GST@12.36%
Reward type:
Airline
My Wings Credit Card
 
4.0 / 5.0
by 2 users
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
JetPrivilege HDFC Bank Platinum
 
4.0 / 5.0
by 7 users
Annual Fee:
1,000 + ST
Reward type:
Airline
JetPrivilege HDFC Bank World
 
3.5 / 5.0
by 4 users
Annual Fee:
2,500 + ST
Reward type:
Airline
JetPrivilege HDFC Bank Titanium
 
4.0 / 5.0
by 6 users
Annual Fee:
500 + ST
Reward type:
Airline
American Express Gold Card
 
3.5 / 5.0
by 7 users
Annual Fee:
1st year: 1,000 + ST
2nd year onwards: 4,500 + ST
Reward type:
Lifestyle
IndusInd Bank Platinum Aura Credit Card
 
4.0 / 5.0
by 5 users
Annual Fee:
1st year: 899 (waived if spend ≥ 10,000 within first 3 months)
2nd year onwards: 200 (waived if spend ≥ 12,000 in that year)
Reward type:
Lifestyle
My Zone Credit Card
 
4.0 / 5.0
by 32 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 6 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
Diners Black
 
3.0 / 5.0
by 3 users
Annual Fee:
20,000 + ST
Reward type:
Lifestyle
Diners Premium
 
3.5 / 5.0
by 5 users
Annual Fee:
2,500 + ST
Reward type:
Lifestyle
IndianOil Citibank Platinum Card
 
4.0 / 5.0
by 121 users
Annual Fee:
Nil
Reward type:
Fuel
American Express Payback Credit Card
 
3.5 / 5.0
by 11 users
Annual Fee:
1st year: 750 + ST
2nd year onwards: 1,500 + ST (waived if spend over 1,50,000)
Reward type:
Shopping and Cashback
American Express Platinum Travel Credit Card
 
4.5 / 5.0
by 6 users
Annual Fee:
1st year: 3,500 + ST
2nd year onwards: 5,000 + ST
Reward type:
Shopping and Cashback
Citibank Rewards Card
 
4.0 / 5.0
by 101 users
Annual Fee:
Nil
Reward type:
Shopping and Cashback
Citibank Cashback Card
 
4.5 / 5.0
by 19 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback
SBI Gold and More Card
 
4.0 / 5.0
by 19 users
Annual Fee:
1st year: 499 + GST@12.36%
2nd year onwards: 499 (Nil If total spends on the Credit card is 75,000 or more in the preceding year)
Reward type:
Shopping and Cashback
My Choice Credit Card
 
3.5 / 5.0
by 28 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
Diners Rewardz
 
3.0 / 5.0
by 2 users
Annual Fee:
1,000 + ST
Reward type:
Shopping and Cashback
Titanium Edge
 
4.0 / 5.0
by 105 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback
American Express Platinum Reserve Credit Card
 
4.0 / 5.0
by 1 users
Annual Fee:
5,000 + ST
Reward type:
Premium
IndusInd Bank Platinum Credit Card
 
3.5 / 5.0
by 12 users
Annual Fee:
1st year: 7,500 (3 Jet Airways codes as Welcome Gift) or
5,000 (1 code as Welcome Gift) or
3,000 (no Welcome Gift)
Reward type:
Premium
SBI Signature Card
 
4.0 / 5.0
by 1 users
Annual Fee:
1st year: 4999 + GST@12.36%
2nd year onwards: 4999 + GST@12.36%
Reward type:
Premium
SBI Platinum Card
 
3.5 / 5.0
by 9 users
Annual Fee:
1st year: 2999 + GST@12.36%
2nd year onwards: 2999 + GST@12.36%
Reward type:
Premium
Superia
 
4.0 / 5.0
by 4 users
Annual Fee:
1,000 + ST
Reward type:
Premium
Regalia
 
3.5 / 5.0
by 3 users
Annual Fee:
2,500 + ST
Reward type:
Premium
IndianOil Citibank Platinum Card
 
4.0 / 5.0
by 121 users
Annual Fee:
Nil
Reward type:
Fuel
Citibank Rewards Card
 
4.0 / 5.0
by 101 users
Annual Fee:
Nil
Reward type:
Shopping and Cashback
Citibank Cashback Card
 
4.5 / 5.0
by 19 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback
SBI Gold and More Card
 
4.0 / 5.0
by 19 users
Annual Fee:
1st year: 499 + GST@12.36%
2nd year onwards: 499 (Nil If total spends on the Credit card is 75,000 or more in the preceding year)
Reward type:
Shopping and Cashback
My Choice Credit Card
 
3.5 / 5.0
by 28 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Zone Credit Card
 
4.0 / 5.0
by 32 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 6 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
JetPrivilege HDFC Bank Titanium
 
4.0 / 5.0
by 6 users
Annual Fee:
500 + ST
Reward type:
Airline
Titanium Edge
 
4.0 / 5.0
by 105 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback

*Check eligibility to see cards you are eligible for

Here are the main highlights of Credit Cards

Credit Card 4.0 / 5.0 by 4566 users  
Used this product? Write a review »

Use of Credit Cards

Today credit cards have found massive usage due to the convenience they offer. Unlike the old days, you do not have to carry cash all the time. Whenever you go out for shopping, all you need to do is take your credit card with you, shop whatever you want, swipe your credit card at merchant’s machine and walk out with your purchase. Simple, isn't it? In addition to the simplicity, Card issuers offer many type of benefits like cash back, reward points, interest free credit and discount offers on purchases made at select stores. All this makes it attractive to use a credit card in lieu of cash for your purchases. If you are wondering, "What happens after I swipe my card at merchant’s machine?", then read on to know more.

What happens after I swipe my Credit card at merchant’s POS machine?

When you hand over your credit card to the cashier to pay for your purchases he takes it and swipes it in the merchant's point of sale (POS) system. This system is connected to the merchant's bank via a communication link. This POS system helps in verifying your data by using an electronic verification system. The details verified include the validity of your card and the availability of sufficient balance on your credit card to pay for the purchases.

Once your details are transmitted to the merchant's bank, they are sent to your bank which then authorizes the payment if all the details are in order. This authorization is then sent to the merchant's bank, which then blocks the amount from your credit limit so as to reimburse it to the merchant later on. The authorization generates an approval code and is transmitted to the merchant. This code has to be keyed in by the cashier, after which two copies of charge slip are generated. This charge slip is your agreement to pay your issuing bank the amount of purchase. You then sign one copy of the charge slip and take the other one with you, along with your purchase.

Just like you, there are many others who use credit cards for their purchases. They also generate their own charge slips. All these charge slips are stored in batches and submitted by the merchant to his bank, once a day at the end of the working day. But remember, the nature of the relationship of the merchant with his bank is far different from your relation with your bank. It is called a merchant account and is actually a line of credit rather than a regular account. As per this contract, the bank agrees to undertake collection of payments on behalf of the merchant from his customers' banks. These payments are credited to the merchant's bank accounts after deducting the fees for all the services involved.

When the merchant deposits these batches in his bank, they are sent by the merchant's bank for clearing and settlement through the credit card association. This association charges your purchase amount to your bank and pays the amount to the merchant's bank. The merchant's bank then reimburses this amount to the merchant.

Your bank now charges your purchase amount to your credit card account. On the specific date, your bank will generate an account statement, listing all the credit and debit transactions in your account. If the debits are higher than credits, you have to pay the difference to your bank. You will also be given a due date, which is the last date by which you have to repay your bank in full. Failure to pay off this amount in full by due date will mean you will have to pay late fees as well as interest charges to the bank. These fees and charges can be very high, so be very careful.

Credit cards are a powerful credit tool to help you tide over short term financial requirements. However they must be used judiciously, as any misuse of the credit card can lead to high charges and make you fall into a debt trap, besides dropping your credit score drastically. So the watch word is - BE DISCIPLINED TO REPAY your credit card!

As the time is changing, the credit card providers have started tailoring their cards as per one’s requirements.

Types of Credit Cards

The different type of credit cards offered include:
  • Airline credit cards - Airline credit cards are primarily designed for those who frequently travel by air. These cards are generally co-branded with some airline service provider wherein the rewards are provided in the form of air miles. The card holders can use/ redeem these air miles during their next travel. In addition to air miles, the card holders can enjoy several other benefits like complimentary Lounge access at key airports in India and abroad, occasional discounts on air fare, special discounts in their network restaurants etc.
  • Lifestyle credit cards - Lifestyle credit cards are tailored to match your elite lifestyle. They offer gourmet experiences through luxurious travel and fine dining, access to airport lounges, free membership to selected golf courses and platinum concierge to assist you anywhere in the globe. With extraordinary benefits and higher credit limits, these cards can be obtained if the applicant has a good credit and repayment history or a huge monthly income.
  • Fuel credit cards - As fuel expenses are shooting up, the best thing to have as a reward is free petrol/ diesel in your vehicle. These cards are one of the best in the industry because they give you a wide variety of redemption options. You can redeem your points instantly over the Fuel counter for free petrol/ diesel, shopping at stores, online shopping, air miles, adjust against card outstanding, purchase gift vouchers or rewards merchandise.
  • Shopping credit cards – These type of Credit cards are designed for those who are deemed to be more shopaholic (doesn’t mean they spend carelessly) and adore to get rewarded for their spending. The rewards from these type of cards can be redeemed instantly at shopping outlets and e-shopping partners, or for various other options like fuel, Air Miles, Cash Back, Online shopping, gift vouchers and Card issuer’s catalog Merchandise.
  • Cashback credit cards – Under these credit cards, the card holders are rewarded for their spending i.e. a percentage of the amount spent is paid back to the card holder. The users can generally get their cash back conveniently and automatically as statement credit (on request). In addition to regular benefits, the users get several other privileges like dining, shopping and EMI privileges.

Top Banks providing Credit Cards in India

American Express Credit card

Amex as an American multinational financial service provider is a pioneer in providing credit cards with several attractive variants that are irresistible. Guess what? You get a card for shopping, for lifestyle, for travel, to access lounges and above all you are entitled to earn reward points and loyalty points that can easily be converted into a list of rewards, gifts and a bonanza for air miles. Amex has proved itself that it is one of its kind and purely unbeatable. We have cash cards and traveller’s cheques also in line with Amex. Its credit card product line is full of advantages to pull an individual to grab it at one sight. To list down its salient features, we would start with zero lost card liability, attractive offers, variety in its class, 24 x 7 customer support, lavishing membership rewards, an extra count on your pocket with payback features, privileged loyalty points and an extra dose of travel through its air miles offer. So didn’t you have a watery mouth and a screaming pocket? If ‘yes’, then go for it now! Apply through BankBazaar and we promise you to give the best quote and deals for Amex credit card. Try it once and we will be yours!

Citibank Credit card

As a division of CitiGroup- Multinational Financial service provider, Citibank is providing its services for credit cards from late back 1812. Its services in terms of credit cards are overwhelmed with attractive features and benefits. It has maintained the race and has offered the credit cards for different purposes and situations. Starting from lifestyle card, shopping card, fuel card and travel card, it has spread its arena in prepaid cards and corporate cards also. With such a boon in credit card industry from last few years, Citibank has grown unbeatably by offering features like good reward points, easy EMI’s, instant loans for your financial obligations and insurance benefits on your credit cards. To avail all such benefits, apply now for Citibank credit card through Bank Bazaar and we will assure you to be in the safer hands. Apply today!

IndusInd Bank Credit card

IndusInd Bank is termed as a new generation bank with its roots laid down in India in 1994. Since then, it has engaged its services in several spheres in terms of credit cards including super premium credit cards, premium credit cards, co- branded credit cards and core credit cards with attractive features in terms of golf course membership, reward points, air miles conversion and instant loans for your financial needs. What else you dream for? With an exotic range of services you get a free peace of mind at that point of time when you are in great financial trouble. So, don’t wait and watch the show, just grab the venture! Apply with BankBazaar and take away the relationship that you would never want to leave and this is our promise!

SBI Credit Card

SBI being one of the most trusted and demanded bank in India has come out with a long range of its credit cards. Being a pioneer in mostly all the product lines of commercial banking, SBI has stepped very aggressively in the credit cards business. Now, you will get a privilege of getting crowned with an exclusive range of credit cards and its benefits with SBI. A bunch full of varieties like premium cards, shopping and travel cards, classic cards and exclusive cards. SBI has bundled all of them with an amazing range of benefits like free movie tickets, best in class concierge services, lounge access facilities, balance transfer facility, flexi payment in EMI’s, reward points, online bills payment through pay net and paytm and many more on its way. So, are you not willing to crown yourself with these mind blowing features of SBI credit cards? If ‘yes’, then go ahead and apply through BankBazaar to get the beat quotes ever.

Axis Bank Credit cards

Gone are the days when you will simply look into your empty pockets and was forced to say ‘no’ to your loved one’s demands. Axis bank has come up with a key to your happiness and a lock to your miserliness. Yes, Axis bank offers you with a wide range on its credit cards starting from its infinite range, signature range with flexi payment and travel benefits to its co-branded cards and my cards- exclusively designed for you. And not only this, Axis bank credit cards gives you ample of benefits like dining offers, airport lounge access offers, cash back offers, bills payment facility online, EMI conversion facility and lots more. Want to have one? Then apply through BankBazaar with the facility of comparison, application, personal assistance and a long term relationship. Apply today!

HDFC Bank Credit cards

HDFC Bank being one of the top most bank in private sector has already rolled its sleeves to compete aggressively in credit card market. Every now and then, you will get acquainted with some special schemes and offers on HDFC bank credit cards. With its all-time high range of products including featured cards, co-branded cards, super premium cards, professional cards, premium women, premium travel, premium card, regular card, commercial card and cash back card, it is successfully ruling the market and its customer’s pockets. Undoubtedly, the benefits and rewards attached to these cards are also pocket friendly like movie tickets, travel vouchers, Golf membership, air miles conversion, reward points, exclusive range of gifts, Bills payment, EMI facility, cash on call, instant loans, dining offers and many more. So, use the HDFC Bank credit card and fill your pocket with exclusive benefits. Want to try it? Apply with BankBazaar and be the proud owner of HDFC bank credit card!

News about Credit Card

  • How to close a credit card!

    Satish Kumar, an animation professional from Mumbai has multiple credit cards that he hardly uses. Chased by credit card sales agents with lucrative offers such as no annual fee Satish ended up owning more than four credit cards, but he uses only one outRead more

    09th September 2014

  • The Banking Ombudsman!

    Banks are trusted establishments where you deposit your money for safekeeping. The account holder has the right to withdraw deposited funds and use the bank’s services associated with his account. During this time when the deposits are held with the bank, a customer builds...Read more

    05th September 2014

  • Advantages of a credit card

    If you are diligent with your money, have a habit of keeping a track of your expenses or run into emergencies that calls for the usage of a credit card, then by all means you can prudently tap the advantages this piece of plastic has to offer! Credit cards do qualify as a good alternative method of making payments. Read more

    13th March 2014

  • What to remember when you shop
    for credit cards

    There’s no doubt that credit cards are very convenient to carry and transact with, especially when one is on holiday and it is unsafe to carry a lot of cash or when one is shopping for expensive products.Read more

    30th May 2014

  • Credit – Benefits vs. Cost ?

    Polonius, a character in Shakespeare’s play “Hamlet” advises his son, “Neither a lender nor a borrower be”. With due respect to Polonius and his genius, credit has become a part and parcel of our life. While most of us cannot be lenders, we are bound to be borrowers because of the system we live with.Read more

    25th March 2014

  • Top 10 credit cards of 2014

    When credit cards first made their appearance, the mechanism involved was quite basic with limited benefits, fees and interest rate. With more credit card companies joining the fray, competition now is very intense.Read more

    28th March 2014

  • Credit Cards – What should the
    bank tell you?

    The Banking Codes and Standards Board of India (BCSI) have prescribed self regulatory norms through which credit card issuers have to treat their customers. Next time you apply for a credit card do remember to have these norms in mind and extract the best service from the provider.Read more

    12th July 2014

  • Credit and Debit on the same card!

    The use of plastic money and the increasing popularity of such formats have revolutionized the way payments are made and received. The most popular types of plastic money are debit cards and credit cards. Credit cum debit card is a single card which hasRead more

    19th September 2014

  • 7 points to help you choose the right
    credit card!

    Credit Card is gradually becoming a necessity. With many valuable features, this 86×54 mm card is nevertheless a magic box. Instead of carrying cash in your wallet, a credit card is easier to manage and convenient to handle. With the changing times, many peopleRead more

    18th September 2014


   Credit Card Reviews
77 % of our customers would recommend this bank. (3525 out of 4566) Read More Reviews Write Review
Customer Reviews
Page 1 of 50 1 2 3 4 5
  • Validated User
    (0)

    I am using hdfc master credit card only for petrol refilling wherein I am earning reward points. I havent checked so far how much was accumulated. Often I am getting 10% coupon code for all types of purchase . Overall I dont find any much excellent offers from them

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    In State bank of India credit card, there is an option of converting reward points into cash which is really helpful in emergency cases. This credit card is getting applicable everywhere. Its a very reasonable annual fees I pay it yearly. This SBI card provides on line offers.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from STATE BANK OF INDIA Reviewed on
  • Validated User
    (0)

    Its a basic Urban Gold card with Kotak Mahindra. Whenever I purchase of around more than 1000, there would be a immediate call for conversion of EMI which is really impressive. Through this EMI option, I feel it very easier. Annual fees is quite nominal. I would say its the best card.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from KOTAK MAHINDRA BANK Reviewed on
  • Validated User
    (0)

    Titanium edge credit card of HDFC is quite ok. There is no lot of offers which is coming in, requested for upgrade, even after upgraded, there was not transfer of reward points. This made me feel unsatisfactory. Even spoke with them, anyway got the response as based on terms and conditions could not transfer. Overall not happy with the services.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    There is proper mode of security in terms of ICICI credit card. I do regular calls whenever I make a credit card payment or when converting to EMI. They offer good services always and Its a Platinum Visa credit card. Reward points, cash back offers and much more offers gets in ICICI.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from ICICI BANK Reviewed on
  • Validated User
    (0)

    AXIS bank is also quite satisfactory in terms of credit card. IN terms of emergencies, cash limit is not quite sufficient. I would say salary account holders of AXIS bank could get good credit limit. Cash back of around 5%, movie tickets offers where I would get rarely basis. It would be helpful if the cash limit is been provided higher.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    Am very comfortable and flexible to use HDFC credit card for 2 years. I am using Platinum edge credit card with average credit limit. Annual fees is of 400-500, even it could be waived off if some particular limit is been reached. On line offers, dining offers I get it regular basis.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    Citi Indian oil bank credit card is not much easier to use. As I don't have a account linked up, its not much easier to make the payments. Actually am going to close this credit card as always there is a reflection stating minimum balance and also there is no mode of communication regarding EMI payments. Even the customer service team is not approachable and there is no proper follow up.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from CITIBANK Reviewed on
  • Validated User
    (0)

    With Kotak Mahindra, I am not satisfied with the services as the additional charges are higher. Its the Gold card where I don't get any offers often. Even the limit is too lower, however not interested in using this card. I would say they should improvise the customer service part in terms of responsiveness and reduce the interest rate.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from KOTAK MAHINDRA BANK Reviewed on
  • Validated User
    (0)

    I have Indian oil Platinum Citi bank credit card as well as Reward credit card with Citi. I get fuel surcharges waived off, reward points during some purchase, shopping where I could redeem it later on and get money back. Its life time free card.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from CITIBANK Reviewed on
  • Validated User
    (0)

    I felt the SBI TATA credit card services is great. Inspite of me not getting offers, i am quite happy. Credit limit is pretty good. Its life time free card. getting applicable everywhere, EMI options is not available at few places where they accept international cards. It would be so good if EMI options is been provided at even merchandise places.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from STATE BANK OF INDIA Reviewed on
  • Validated User
    (0)

    In State bank of india I do have one IRCTC credit card where they are having cash back of 5 % -10% . Entire operation from them was quite satisfactory. I dont want to dealt with credit card . It spoils my savings . They dont put on embarrass situation on me. As far as other bank concern they were very good.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from STATE BANK OF INDIA Reviewed on
Customer Reviews
Page 1 of 50 1 2 3 4 5
Contact Us on Mail
Facebook
Thank you for the feedback.
Make a suggestion or report a bug
  • Like us? Spread the word
  • Broadcast your feedback via Facebook Twitter
  • or Cancel
  • View our privacy policy

reTH65gcmBgCJ7k - pingdom check string.