Home Loans

Credit Cards

Filter
 
     Credit Card
Annual Fee
Reward type
Credit Card
Annual Fee
American Express Gold Card
 
4.0 / 5.0
by 6 users
Annual Fee:
1st year: 1,000 + ST
2nd year onwards: 4,500 + ST
Reward type:
Lifestyle
American Express Platinum Reserve Credit Card
 
4.0 / 5.0
by 1 users
Annual Fee:
5,000 + ST
Reward type:
Premium
American Express Payback Credit Card
 
3.5 / 5.0
by 9 users
Annual Fee:
1st year: 750 + ST
2nd year onwards: 1,500 + ST (waived if spend over 1,50,000)
Reward type:
Shopping and Cashback
American Express Platinum Travel Credit Card
 
4.5 / 5.0
by 5 users
Annual Fee:
1st year: 3,500 + ST
2nd year onwards: 5,000 + ST
Reward type:
Shopping and Cashback
Citibank Rewards Card
 
4.0 / 5.0
by 92 users
Annual Fee:
Nil
Reward type:
Shopping and Cashback
IndianOil Citibank Platinum Card
 
4.0 / 5.0
by 100 users
Annual Fee:
Nil
Reward type:
Fuel
Citibank PremierMiles Card
 
4.5 / 5.0
by 3 users
Annual Fee:
3000 + ST
Reward type:
Airline
Citibank Cashback Card
 
4.5 / 5.0
by 17 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback
IndusInd Bank Platinum Credit Card
 
3.0 / 5.0
by 8 users
Annual Fee:
1st year: 7,500 (3 Jet Airways codes as Welcome Gift) or
5,000 (1 code as Welcome Gift) or
3,000 (no Welcome Gift)
Reward type:
Premium
IndusInd Bank Platinum Aura Credit Card
 
4.0 / 5.0
by 5 users
Annual Fee:
1st year: 899 (waived if spend ≥ 10,000 within first 3 months)
2nd year onwards: 200 (waived if spend ≥ 12,000 in that year)
Reward type:
Lifestyle
SBI Gold and More Card
 
4.0 / 5.0
by 17 users
Annual Fee:
1st year: 499 + GST@12.36%
2nd year onwards: 499 (Nil If total spends on the Credit card is 75,000 or more in the preceding year)
Reward type:
Shopping and Cashback
SBI Signature Card
 
4.0 / 5.0
by 1 users
Annual Fee:
1st year: 4999 + GST@12.36%
2nd year onwards: 4999 + GST@12.36%
Reward type:
Premium
Air India SBI Signature Card
Annual Fee:
1st year: 4999 + GST@12.36%
2nd year onwards: 4999 + GST@12.36%
Reward type:
Airline
Air India SBI Platinum Card
Annual Fee:
1st year: 1499 + GST@12.36%
2nd year onwards: 1499 + GST@12.36%
Reward type:
Airline
SBI Platinum Card
 
3.5 / 5.0
by 7 users
Annual Fee:
1st year: 2999 + GST@12.36%
2nd year onwards: 2999 + GST@12.36%
Reward type:
Premium
My Choice Credit Card
 
3.5 / 5.0
by 26 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Wings Credit Card
 
4.0 / 5.0
by 2 users
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
My Zone Credit Card
 
4.0 / 5.0
by 26 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 5 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
JetPrivilege HDFC Bank Platinum
 
4.0 / 5.0
by 7 users
Annual Fee:
1,000 + ST
Reward type:
Airline
Diners Rewardz
 
5.0 / 5.0
by 1 users
Annual Fee:
1,000 + ST
Reward type:
Shopping and Cashback
Superia
 
4.5 / 5.0
by 2 users
Annual Fee:
1,000 + ST
Reward type:
Premium
Diners Black
 
2.5 / 5.0
by 2 users
Annual Fee:
20,000 + ST
Reward type:
Lifestyle
JetPrivilege HDFC Bank World
 
3.5 / 5.0
by 3 users
Annual Fee:
2,500 + ST
Reward type:
Airline
JetPrivilege HDFC Bank Titanium
 
4.0 / 5.0
by 6 users
Annual Fee:
500 + ST
Reward type:
Airline
Titanium Edge
 
4.0 / 5.0
by 86 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback
Diners Premium
 
3.5 / 5.0
by 5 users
Annual Fee:
2,500 + ST
Reward type:
Lifestyle
Regalia
 
3.5 / 5.0
by 3 users
Annual Fee:
2,500 + ST
Reward type:
Premium
Citibank PremierMiles Card
 
4.5 / 5.0
by 3 users
Annual Fee:
3000 + ST
Reward type:
Airline
Air India SBI Signature Card
Annual Fee:
1st year: 4999 + GST@12.36%
2nd year onwards: 4999 + GST@12.36%
Reward type:
Airline
Air India SBI Platinum Card
Annual Fee:
1st year: 1499 + GST@12.36%
2nd year onwards: 1499 + GST@12.36%
Reward type:
Airline
My Wings Credit Card
 
4.0 / 5.0
by 2 users
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
JetPrivilege HDFC Bank Platinum
 
4.0 / 5.0
by 7 users
Annual Fee:
1,000 + ST
Reward type:
Airline
JetPrivilege HDFC Bank World
 
3.5 / 5.0
by 3 users
Annual Fee:
2,500 + ST
Reward type:
Airline
JetPrivilege HDFC Bank Titanium
 
4.0 / 5.0
by 6 users
Annual Fee:
500 + ST
Reward type:
Airline
American Express Gold Card
 
4.0 / 5.0
by 6 users
Annual Fee:
1st year: 1,000 + ST
2nd year onwards: 4,500 + ST
Reward type:
Lifestyle
IndusInd Bank Platinum Aura Credit Card
 
4.0 / 5.0
by 5 users
Annual Fee:
1st year: 899 (waived if spend ≥ 10,000 within first 3 months)
2nd year onwards: 200 (waived if spend ≥ 12,000 in that year)
Reward type:
Lifestyle
My Zone Credit Card
 
4.0 / 5.0
by 26 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 5 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
Diners Black
 
2.5 / 5.0
by 2 users
Annual Fee:
20,000 + ST
Reward type:
Lifestyle
Diners Premium
 
3.5 / 5.0
by 5 users
Annual Fee:
2,500 + ST
Reward type:
Lifestyle
IndianOil Citibank Platinum Card
 
4.0 / 5.0
by 100 users
Annual Fee:
Nil
Reward type:
Fuel
American Express Payback Credit Card
 
3.5 / 5.0
by 9 users
Annual Fee:
1st year: 750 + ST
2nd year onwards: 1,500 + ST (waived if spend over 1,50,000)
Reward type:
Shopping and Cashback
American Express Platinum Travel Credit Card
 
4.5 / 5.0
by 5 users
Annual Fee:
1st year: 3,500 + ST
2nd year onwards: 5,000 + ST
Reward type:
Shopping and Cashback
Citibank Rewards Card
 
4.0 / 5.0
by 92 users
Annual Fee:
Nil
Reward type:
Shopping and Cashback
Citibank Cashback Card
 
4.5 / 5.0
by 17 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback
SBI Gold and More Card
 
4.0 / 5.0
by 17 users
Annual Fee:
1st year: 499 + GST@12.36%
2nd year onwards: 499 (Nil If total spends on the Credit card is 75,000 or more in the preceding year)
Reward type:
Shopping and Cashback
My Choice Credit Card
 
3.5 / 5.0
by 26 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
Diners Rewardz
 
5.0 / 5.0
by 1 users
Annual Fee:
1,000 + ST
Reward type:
Shopping and Cashback
Titanium Edge
 
4.0 / 5.0
by 86 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback
American Express Platinum Reserve Credit Card
 
4.0 / 5.0
by 1 users
Annual Fee:
5,000 + ST
Reward type:
Premium
IndusInd Bank Platinum Credit Card
 
3.0 / 5.0
by 8 users
Annual Fee:
1st year: 7,500 (3 Jet Airways codes as Welcome Gift) or
5,000 (1 code as Welcome Gift) or
3,000 (no Welcome Gift)
Reward type:
Premium
SBI Signature Card
 
4.0 / 5.0
by 1 users
Annual Fee:
1st year: 4999 + GST@12.36%
2nd year onwards: 4999 + GST@12.36%
Reward type:
Premium
SBI Platinum Card
 
3.5 / 5.0
by 7 users
Annual Fee:
1st year: 2999 + GST@12.36%
2nd year onwards: 2999 + GST@12.36%
Reward type:
Premium
Superia
 
4.5 / 5.0
by 2 users
Annual Fee:
1,000 + ST
Reward type:
Premium
Regalia
 
3.5 / 5.0
by 3 users
Annual Fee:
2,500 + ST
Reward type:
Premium
IndianOil Citibank Platinum Card
 
4.0 / 5.0
by 100 users
Annual Fee:
Nil
Reward type:
Fuel
Citibank Rewards Card
 
4.0 / 5.0
by 92 users
Annual Fee:
Nil
Reward type:
Shopping and Cashback
Citibank Cashback Card
 
4.5 / 5.0
by 17 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback
SBI Gold and More Card
 
4.0 / 5.0
by 17 users
Annual Fee:
1st year: 499 + GST@12.36%
2nd year onwards: 499 (Nil If total spends on the Credit card is 75,000 or more in the preceding year)
Reward type:
Shopping and Cashback
My Choice Credit Card
 
3.5 / 5.0
by 26 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Zone Credit Card
 
4.0 / 5.0
by 26 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 5 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
JetPrivilege HDFC Bank Titanium
 
4.0 / 5.0
by 6 users
Annual Fee:
500 + ST
Reward type:
Airline
Titanium Edge
 
4.0 / 5.0
by 86 users
Annual Fee:
500 + ST
Reward type:
Shopping and Cashback

*Check eligibility to see cards you are eligible for

Here are the main highlights of Credit Cards

Credit Card 4.0 / 5.0 by 4160 users  
Used this product? Write a review »

Use of Credit Cards

Today credit cards have found massive usage due to the convenience they offer. Unlike the old days, you do not have to carry cash all the time. Whenever you go out for shopping, all you need to do is take your credit card with you, shop whatever you want, swipe your credit card at merchant’s machine and walk out with your purchase. Simple, isn't it? In addition to the simplicity, Card issuers offer many type of benefits like cash back, reward points, interest free credit and discount offers on purchases made at select stores. All this makes it attractive to use a credit card in lieu of cash for your purchases. If you are wondering, "What happens after I swipe my card at merchant’s machine?", then read on to know more.

What happens after I swipe my Credit card at merchant’s POS machine?

When you hand over your credit card to the cashier to pay for your purchases he takes it and swipes it in the merchant's point of sale (POS) system. This system is connected to the merchant's bank via a communication link. This POS system helps in verifying your data by using an electronic verification system. The details verified include the validity of your card and the availability of sufficient balance on your credit card to pay for the purchases.

Once your details are transmitted to the merchant's bank, they are sent to your bank which then authorizes the payment if all the details are in order. This authorization is then sent to the merchant's bank, which then blocks the amount from your credit limit so as to reimburse it to the merchant later on. The authorization generates an approval code and is transmitted to the merchant. This code has to be keyed in by the cashier, after which two copies of charge slip are generated. This charge slip is your agreement to pay your issuing bank the amount of purchase. You then sign one copy of the charge slip and take the other one with you, along with your purchase.

Just like you, there are many others who use credit cards for their purchases. They also generate their own charge slips. All these charge slips are stored in batches and submitted by the merchant to his bank, once a day at the end of the working day. But remember, the nature of the relationship of the merchant with his bank is far different from your relation with your bank. It is called a merchant account and is actually a line of credit rather than a regular account. As per this contract, the bank agrees to undertake collection of payments on behalf of the merchant from his customers' banks. These payments are credited to the merchant's bank accounts after deducting the fees for all the services involved.

When the merchant deposits these batches in his bank, they are sent by the merchant's bank for clearing and settlement through the credit card association. This association charges your purchase amount to your bank and pays the amount to the merchant's bank. The merchant's bank then reimburses this amount to the merchant.

Your bank now charges your purchase amount to your credit card account. On the specific date, your bank will generate an account statement, listing all the credit and debit transactions in your account. If the debits are higher than credits, you have to pay the difference to your bank. You will also be given a due date, which is the last date by which you have to repay your bank in full. Failure to pay off this amount in full by due date will mean you will have to pay late fees as well as interest charges to the bank. These fees and charges can be very high, so be very careful.

Credit cards are a powerful credit tool to help you tide over short term financial requirements. However they must be used judiciously, as any misuse of the credit card can lead to high charges and make you fall into a debt trap, besides dropping your credit score drastically. So the watch word is - BE DISCIPLINED TO REPAY your credit card!

As the time is changing, the credit card providers have started tailoring their cards as per one’s requirements.

Types of Credit Cards

The different type of credit cards offered include:
  • Airline credit cards - Airline credit cards are primarily designed for those who frequently travel by air. These cards are generally co-branded with some airline service provider wherein the rewards are provided in the form of air miles. The card holders can use/ redeem these air miles during their next travel. In addition to air miles, the card holders can enjoy several other benefits like complimentary Lounge access at key airports in India and abroad, occasional discounts on air fare, special discounts in their network restaurants etc.
  • Lifestyle credit cards - Lifestyle credit cards are tailored to match your elite lifestyle. They offer gourmet experiences through luxurious travel and fine dining, access to airport lounges, free membership to selected golf courses and platinum concierge to assist you anywhere in the globe. With extraordinary benefits and higher credit limits, these cards can be obtained if the applicant has a good credit and repayment history or a huge monthly income.
  • Fuel credit cards - As fuel expenses are shooting up, the best thing to have as a reward is free petrol/ diesel in your vehicle. These cards are one of the best in the industry because they give you a wide variety of redemption options. You can redeem your points instantly over the Fuel counter for free petrol/ diesel, shopping at stores, online shopping, air miles, adjust against card outstanding, purchase gift vouchers or rewards merchandise.
  • Shopping credit cards – These type of Credit cards are designed for those who are deemed to be more shopaholic (doesn’t mean they spend carelessly) and adore to get rewarded for their spending. The rewards from these type of cards can be redeemed instantly at shopping outlets and e-shopping partners, or for various other options like fuel, Air Miles, Cash Back, Online shopping, gift vouchers and Card issuer’s catalog Merchandise.
  • Cashback credit cards – Under these credit cards, the card holders are rewarded for their spending i.e. a percentage of the amount spent is paid back to the card holder. The users can generally get their cash back conveniently and automatically as statement credit (on request). In addition to regular benefits, the users get several other privileges like dining, shopping and EMI privileges.

Top Banks providing Credit Cards in India

American Express Credit card

Amex as an American multinational financial service provider is a pioneer in providing credit cards with several attractive variants that are irresistible. Guess what? You get a card for shopping, for lifestyle, for travel, to access lounges and above all you are entitled to earn reward points and loyalty points that can easily be converted into a list of rewards, gifts and a bonanza for air miles. Amex has proved itself that it is one of its kind and purely unbeatable. We have cash cards and traveller’s cheques also in line with Amex. Its credit card product line is full of advantages to pull an individual to grab it at one sight. To list down its salient features, we would start with zero lost card liability, attractive offers, variety in its class, 24 x 7 customer support, lavishing membership rewards, an extra count on your pocket with payback features, privileged loyalty points and an extra dose of travel through its air miles offer. So didn’t you have a watery mouth and a screaming pocket? If ‘yes’, then go for it now! Apply through BankBazaar and we promise you to give the best quote and deals for Amex credit card. Try it once and we will be yours!

Citibank Credit card

As a division of CitiGroup- Multinational Financial service provider, Citibank is providing its services for credit cards from late back 1812. Its services in terms of credit cards are overwhelmed with attractive features and benefits. It has maintained the race and has offered the credit cards for different purposes and situations. Starting from lifestyle card, shopping card, fuel card and travel card, it has spread its arena in prepaid cards and corporate cards also. With such a boon in credit card industry from last few years, Citibank has grown unbeatably by offering features like good reward points, easy EMI’s, instant loans for your financial obligations and insurance benefits on your credit cards. To avail all such benefits, apply now for Citibank credit card through Bank Bazaar and we will assure you to be in the safer hands. Apply today!

IndusInd Bank Credit card

IndusInd Bank is termed as a new generation bank with its roots laid down in India in 1994. Since then, it has engaged its services in several spheres in terms of credit cards including super premium credit cards, premium credit cards, co- branded credit cards and core credit cards with attractive features in terms of golf course membership, reward points, air miles conversion and instant loans for your financial needs. What else you dream for? With an exotic range of services you get a free peace of mind at that point of time when you are in great financial trouble. So, don’t wait and watch the show, just grab the venture! Apply with BankBazaar and take away the relationship that you would never want to leave and this is our promise!

SBI Credit Card

SBI being one of the most trusted and demanded bank in India has come out with a long range of its credit cards. Being a pioneer in mostly all the product lines of commercial banking, SBI has stepped very aggressively in the credit cards business. Now, you will get a privilege of getting crowned with an exclusive range of credit cards and its benefits with SBI. A bunch full of varieties like premium cards, shopping and travel cards, classic cards and exclusive cards. SBI has bundled all of them with an amazing range of benefits like free movie tickets, best in class concierge services, lounge access facilities, balance transfer facility, flexi payment in EMI’s, reward points, online bills payment through pay net and paytm and many more on its way. So, are you not willing to crown yourself with these mind blowing features of SBI credit cards? If ‘yes’, then go ahead and apply through BankBazaar to get the beat quotes ever.

Axis Bank Credit cards

Gone are the days when you will simply look into your empty pockets and was forced to say ‘no’ to your loved one’s demands. Axis bank has come up with a key to your happiness and a lock to your miserliness. Yes, Axis bank offers you with a wide range on its credit cards starting from its infinite range, signature range with flexi payment and travel benefits to its co-branded cards and my cards- exclusively designed for you. And not only this, Axis bank credit cards gives you ample of benefits like dining offers, airport lounge access offers, cash back offers, bills payment facility online, EMI conversion facility and lots more. Want to have one? Then apply through BankBazaar with the facility of comparison, application, personal assistance and a long term relationship. Apply today!

HDFC Bank Credit cards

HDFC Bank being one of the top most bank in private sector has already rolled its sleeves to compete aggressively in credit card market. Every now and then, you will get acquainted with some special schemes and offers on HDFC bank credit cards. With its all-time high range of products including featured cards, co-branded cards, super premium cards, professional cards, premium women, premium travel, premium card, regular card, commercial card and cash back card, it is successfully ruling the market and its customer’s pockets. Undoubtedly, the benefits and rewards attached to these cards are also pocket friendly like movie tickets, travel vouchers, Golf membership, air miles conversion, reward points, exclusive range of gifts, Bills payment, EMI facility, cash on call, instant loans, dining offers and many more. So, use the HDFC Bank credit card and fill your pocket with exclusive benefits. Want to try it? Apply with BankBazaar and be the proud owner of HDFC bank credit card!

News about Credit Card

  • How to close a credit card!

    Satish Kumar, an animation professional from Mumbai has multiple credit cards that he hardly uses. Chased by credit card sales agents with lucrative offers such as no annual fee Satish ended up owning more than four credit cards, but he uses only one outRead more

    09th September 2014

  • The Banking Ombudsman!

    Banks are trusted establishments where you deposit your money for safekeeping. The account holder has the right to withdraw deposited funds and use the bank’s services associated with his account. During this time when the deposits are held with the bank, a customer builds...Read more

    05th September 2014

  • Advantages of a credit card

    If you are diligent with your money, have a habit of keeping a track of your expenses or run into emergencies that calls for the usage of a credit card, then by all means you can prudently tap the advantages this piece of plastic has to offer! Credit cards do qualify as a good alternative method of making payments. Read more

    13th March 2014

  • What to remember when you shop
    for credit cards

    There’s no doubt that credit cards are very convenient to carry and transact with, especially when one is on holiday and it is unsafe to carry a lot of cash or when one is shopping for expensive products.Read more

    30th May 2014

  • Credit – Benefits vs. Cost ?

    Polonius, a character in Shakespeare’s play “Hamlet” advises his son, “Neither a lender nor a borrower be”. With due respect to Polonius and his genius, credit has become a part and parcel of our life. While most of us cannot be lenders, we are bound to be borrowers because of the system we live with.Read more

    25th March 2014

  • Top 10 credit cards of 2014

    When credit cards first made their appearance, the mechanism involved was quite basic with limited benefits, fees and interest rate. With more credit card companies joining the fray, competition now is very intense.Read more

    28th March 2014

  • Credit Cards – What should the
    bank tell you?

    The Banking Codes and Standards Board of India (BCSI) have prescribed self regulatory norms through which credit card issuers have to treat their customers. Next time you apply for a credit card do remember to have these norms in mind and extract the best service from the provider.Read more

    12th July 2014

  • Credit and Debit on the same card!

    The use of plastic money and the increasing popularity of such formats have revolutionized the way payments are made and received. The most popular types of plastic money are debit cards and credit cards. Credit cum debit card is a single card which hasRead more

    19th September 2014

  • 7 points to help you choose the right
    credit card!

    Credit Card is gradually becoming a necessity. With many valuable features, this 86×54 mm card is nevertheless a magic box. Instead of carrying cash in your wallet, a credit card is easier to manage and convenient to handle. With the changing times, many peopleRead more

    18th September 2014


   Credit Card Reviews
76 % of our customers would recommend this bank. (3160 out of 4160) Read More Reviews Write Review
Customer Reviews
Page 1 of 50 1 2 3 4 5
  • Validated User
    (1)

    Promotional offers are quite good from hdfc bank and they used to send mails with proper details. Whenever I am refilling petrol on my platinum credit card used to have service charges all the time. I havent gone through the statement to check whether it got credited or not. Have to check on it. For every purchase of Rs.1000 I will get 10 points. Good

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (1)

    I have been holding a Gold & more credit card of SBI since 2012 to current. There are no much offers & discounts on the card just like other cards. I like the customer service and the response is always good. My only concern is I still didn't receive the ATM PIN of my credit card even after following up with the bank several times.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from STATE BANK OF INDIA on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI Bank credit card and it's a HPCL Coral visa credit card when i use this card on HP petrol bunks the petrol sub charges has been waived off and i get reward points as well. I f do make purchase on some of the listed stores i get cash back facilities and other many offers.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    Credit card interest rate is lower compared with other banks. I had a Gold card with Kotak with decent credit limit. It was a basic offers like 5-10% cash back in restaurants, hotels etc. Reward point system is available and flexible EMI options available.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from KOTAK MAHINDRA BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    HDFC Titanium credit card i am much satisfied its very useful on emergency, I use to get time to re pay the amount. If i swipe more than 10k their is no annual charges applied for the year. They offered nice credit limit, its been 3 months i am using this card i have not faced any issues.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • (0)

    Since past 4 months I have been using this ICICI credit card and I can say good points I have accumulated and can be redeemed whenever I want online... good customer support, but the only thing is they are giving 45 days of payment time and then liable to pay interest. since MY SALARY WAS DELAYED THIS MONTH THEY HAVE CHARGED WITH INTEREST.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from ICICI BANK Reviewed on
  • Validated User
    (0)

    I have platinum credit card from HDFC its excellent i am fully satisfied. They provide good offers. Credit limit is fine for me, Charges is reasonable, i have no negative points, on booking movie tickets i use to discounts, buy 1 get 1 free and cash back offers. EMI conversion is available if i purchase for 50k.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    My experience of availing ICICI Coral credit card is good, Best part is their no sur charge applied and cash back offers available. It would be nice if they enhance my credit limit and need to reduce the charges as the charges is very high when compare to other banks.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    Its such a wonderful experience of availing the platinum credit card from ICICI bank. They are very customer friendly. Charges are very reasonable. Promotional offers are very good compared with other banks. Pay back card option was really good.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI Platinum Visa travel credit card i am disappointed with last month experience i have missed the mobile i was unable to pay the bill it was delayed they charged rs4000/- as late fee they did not considered, It would be great if they enhance my credit limit. Best part is on booking movie tickets i use to get buy one get one.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    Quite good customer service and awesome response from HDFC bank . I am using my platinum credit card only for normal purchase wherein I am clearing all dues within due date . So far I couldnâ??t find any charges in my monthly statement. They provided me promotional offers as payment hoilday for every 3 months in a year . I am not much aware of the reward points .

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    HDFC Bank credit card and it's a Platinum card the best feature is that they call me regularly for the EMI conversion and they provide with low interest rate. I get 0% EMI, discounts and good number of reward points the overall service was good.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
Customer Reviews
Page 1 of 50 1 2 3 4 5

Transferring you to our partner website
"firstinsurancebazaar.com"

Transferring you to "firstinsurancebazaar.com"

(An authorised & regulated Insurance broker by IRDA since 2004)

Contact Us on Mail
Facebook
Thank you for the feedback.
Make a suggestion or report a bug
  • Like us? Spread the word
  • Broadcast your feedback via Facebook Twitter
  • or Cancel
  • View our privacy policy

reTH65gcmBgCJ7k - pingdom check string.