Home Loans

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User reviews
  • My home loan got delayed because of selecting the right property. Excellent customer service and awesome response. Pretty high interest rates . There is no issues from HDFC side. Everything was perfect . Overall good
    05:00 PM - Sep 20, 2014

    GANESH PABBATHI SRINIVAS, hyderabad
    5.0/5 "Blown Away!"
  • I did like HDFC limited in their services which is good and responsive. However, I didn't feel quite comfortable in going with them as I got a good offer over here and also I felt interest rates is so high. I felt in terms of processing time, documentation, interest rates, it would take quite a long time. Other than that, I was ok with the rates.
    04:27 PM - Sep 19, 2014

    ANIS AHMED RAJIWATE, dubai
    1.0/5 "Really Bad"
  • The moment I applied a home loan within a day I received follow up calls from hdfc limited . Especially the representative Mr. Sanjay srivatsav who helped me a lot to prepare required documents. He was clearly explained about my loan and also showed some calculations compared with other banks. They offered me 10.25% interest rate
    04:07 PM - Sep 19, 2014

    DEV NARAYAN, lucknow
    5.0/5 "Blown Away!"
  • HDFC limited officer called me after a week in terms of my home loan request. Even there was no issue in eligibility, and am not sure why the application was closed. Inspite of me having a good relationship with them on a prior basis, there is no response. One of the guy called me up and the way of approach was quite ok. It would be better if there would have been spontaneous response.
    05:11 PM - Sep 19, 2014

    JAYESH ASHWIN DAVE, pune
    1.0/5 "Really Bad"
  • HDFC limited provided me a very good customer service for my home loan application. They have frequent call backs to finalize the property. Quite nominal interest rate. Yet to finalize my property. They havent discussed anything about the processing fees yet
    04:20 PM - Sep 19, 2014

    J G KHURANA, delhi
    4.0/5 "Great!"
  • As per my opinion the service was good from the HDFC customer relationship officer called he was sending the property details through email as per my convenient location however i have postponed the plan for couple of months due to some personal issues.
    04:00 PM - Sep 19, 2014

    VIPIN D PARODE, pune
    4.0/5 "Great!"
  • Within one hour of my home loan application, I got a response from customer service team of ICICI. The interest rate offered was 10.1% with no processing fees however I had admin charges of 5000-6000. The particular person from ICICI came and just collected the documents however I got the approval document within 3 days. I would say ICICI bank is doing a good job.
    05:08 PM - Sep 19, 2014

    JAYESH ASHWIN DAVE, pune
    4.0/5 "Great!"
  • HDFC limited provided me a very good customer service for my home loan application. They have frequent call backs to finalize the property. Quite nominal interest rate. Yet to finalize my property. They havent discussed anything about the processing fees yet
    04:19 PM - Sep 19, 2014

    J G KHURANA, delhi
    4.0/5 "Great!"
  • It was good to apply home loan with hdfc limited. They were very prompt . They were very knowledgeable. Actually the property hasnt finalized from my side. Finally I have purchased the land with my own funding. They were followed me 2-3 times very politely
    03:29 PM - Sep 19, 2014

    ASHOK RAY, bangalore
    4.0/5 "Great!"
  • Excellent customer service from HDFC limited whereas I have applied home loan for 10.5% interest rate. They arranged proper call backs between me and executive . It would be nice if they bit more transparent in the charges especially PF charges . They are taking application only if PF was there
    05:06 PM - Sep 19, 2014

    ATANU BHATTACHARYYA, kolkata
    3.0/5 "Satisfactory"
  • Since my property is in Chandrapur city, HDFC limited was not in a situation to offer the home loan. Even the response from HDFC limited relationship officer was not much responsive. I did receive a response after a week then he requested for 40 days however there was no response. It would be better if there is a prompt response and cooperation.
    04:15 PM - Sep 19, 2014

    SUMIT SAXENA, pune
    1.0/5 "Really Bad"
  • I called a guy from HDFC limited and as well as applied through on line for home loan. However, that guy contacted me immediately. At the same time, my property was finalized and the guy from HDFC limited explained everything in detail and was quite supportive. The guy named Shashikant Sankpal helped me a lot in availing the home loan and he was quite prompt and good.Interest rate was 10.15% with 18k (approx) as processing fees. I would say their on line services is good, 10701010 facility which was available which is quite impressive where initially 10% down payment must be paid from my side,70% would be covered by the hdfc and later on 10% from both.
    02:47 PM - Sep 19, 2014

    FEDRICK WILLIAM, pune
    4.0/5 "Great!"
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BankBazaar Home Loan is Rated as "Pretty good" by 2538 Users
 3.5 / 5.0   by 2538 users
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Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Home Loan BYTES FROM OUR KITCHEN

You're eligible for a Home Loan if you:

01
02
03
04
That's 21 years old, same time that everything besides milk becomes legal too

Are legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck


Your eligibility depends on

01
02
03
So you'll have enough for life's other goodies

EMI limited to about 50%
of monthly income

So you have something to call your very own from the get go

Loan capped @ 75% - 85% on property value

So you don't bite off more than you can chew. Trust us, it's less painful this way

EMIs of other loans lower
your eligibility


Boost your eligibility by

01
02
03
Her income will bolster your eligibility and make good on your wedding vows of sharing, caring and avoiding doing the dishes.

Making your spouse a co-applicant

We've all learned that haste makes waste

Choose longer tenure loans of up to 20 - 30 years

They will always remain older, wiser and more credible than their offspring.

Alternatively add your parents as co-applicants


Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Processing fee cheque
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Home Loan Interest RatesUpdated on 22 Sep 2014

Home Loan Details
Interest Rate (Monthly reducing balance) 10% - 10.5%
Processing Fees 0.5% of Loan
Loan Tenure 1 year to 20-30 years
Partial pre-payment Charges Nil
Pre-closure Chargest Nil

rated 3.5 /5.0
by 2538 users
Over 5,00,000 Happy Customers with loans & cards
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Offers to Compare
Over 25 offers to compare!

This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Preferred over builder

There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

Comparing Best Car Loans
Done comparing! Now what?

We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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