Home Loans

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User reviews
  • The overall experience with the Axis Bank when i applied for the Housing loan it was good, the support from the customer service executive was very positive and he helped me out in competing the whole process of the application. I got the loan amount sanction with in four to five days.
    12:35 PM - Aug 22, 2014

    SAMIR PATEL, ahmedabad
    4.0/5 "Great!"
  • I had directly contacted HDFC LTD for a home loan because the builders have a tie up with them. It was a good experience and everything was made ready for a disbursement. Only thing is the property is yet to be alloted and I still didn't get my agreement. They initially said the rate of interest was 10.1% and they later increased upto 10.15% but still I am OK with the rate.
    04:36 PM - Aug 21, 2014

    RAKESH M M, pune
    4.5/5 "Excellent!"
  • I recently had an experience of applying for a home loan with HDFC LTD. Unfortunately my loan application was closed because they were offering the loan only for the plot which was already built but they are not ready to offer the loan for an empty land that I have selected. HDFC LTD offered me a little bit high rate of interest of 11.5%.
    05:43 PM - Aug 20, 2014

    KARAN KUMAR, hyderabad
    4.0/5 "Great!"
  • It was a good experience going through Bankbazaar. The executive provided a good response which was clear and accurate. The website contained all the information and i got time to time instant calls and continuous follow up was there. Overall good.
    07:54 PM - Aug 21, 2014

    RAM KUNWAR, new delhi
    5.0/5 "Blown Away!"
  • Nearly 2 years I am having this HOME LOAN with HDFC LIMITED whereas their customer service was good. They are providing all the relevant informations to me properly and SMS alert also sending immediately before the due date . Interest rate was nominal according to me and moreover it was floating too for 10.75%. No suggestions for them
    10:11 AM - Aug 21, 2014

    5.0/5 "Blown Away!"
  • I had a great experience of applying for a home loan with HDFC LTD. Unfortunately I had changed my opinion not to avail the loan due to some personal issues. HDFC LTD Follow up and everything was very good. I verified the information given to me over the phone with their website and I found everything was appropriate & accurate.
    05:30 PM - Aug 20, 2014

    5.0/5 "Blown Away!"
  • I am quite satisfied with the services delivered from the customer support and the site of Bankbazaar. I dropped the plan of buying flat as of now but later would apply through Bankbazaar and get the loan. The information portrayed was clear and informative in the site.
    07:48 PM - Aug 21, 2014

    4.0/5 "Great!"
  • Couple of years ago I have availed a home loan from India bulls and my experience was not that good. Customer service was very good. Rate of interest was around 10.75% and the processing fee was quite similar to the market rate. I was very disappointed on trusting India bulls because they gave me a false information that the property was under construction and urged me to avail the loan.
    05:53 PM - Aug 20, 2014

    AKASH GOEL, delhi
    1.0/5 "Really Bad"
  • I had recently applied for a home loan with HDFC LTD. It didn't work out properly because the property was purchased by some other person. Otherwise my overall experience was very good. HDFC LTD support was excellent and the executives followed up very well. Customer service was superb. Both rate of interest and the processing fee was nominal as per the market standard.
    05:21 PM - Aug 20, 2014

    5.0/5 "Blown Away!"
  • Five years ago I have availed a home loan from SBI. There was no proper response from bank executives and I had to do everything on my own. We approached SBI for a home loan considering my mother's salary account relationship with them. After I submitted all the documents to the nearest branch my loan was disbursed within a moth. It was not that good experience because they should definitely improve the customer service. Only best part is the rate of interest was very low around 10.1% but still they collect some extra money every year.
    04:37 PM - Aug 21, 2014

    RAKESH M M, pune
    3.5/5 "Pretty good"
  • I had a great experience of applying for a home loan with HDFC LTD. Actually I was demanding for a high loan amount which they were unable to offer me and therefore I dropped the plan of availing the loan. Rest everything was fine with HDFC LTD and I have no issue. I think the rate of interest could have been better.
    05:51 PM - Aug 20, 2014

    AKASH GOEL, delhi
    4.0/5 "Great!"
  • I have recently met an executive from HDFC LTD regarding my home loan and submitted all the required documents to him. I am currently searching for the right property and I think it would take some time however I have made everything ready with HDFC LTD. They are waiting for my confirmation and they are always ready to disburse the loan.
    05:11 PM - Aug 20, 2014

    5.0/5 "Blown Away!"
BankBazaar Home Loan is Rated as "Pretty good" by 1524 Users
 3.5 / 5.0   by 1524 users
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Fees & Charges

Promised Interest Rate

Customer Service



You're eligible for a Home Loan if you:

That's 21 years old, same time that everything besides milk becomes legal too

Are legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck

Your eligibility depends on

So you'll have enough for life's other goodies

EMI limited to about 50%
of monthly income

So you have something to call your very own from the get go

Loan capped @ 75% - 85% on property value

So you don't bite off more than you can chew. Trust us, it's less painful this way

EMIs of other loans lower
your eligibility

Boost your eligibility by

Her income will bolster your eligibility and make good on your wedding vows of sharing, caring and avoiding doing the dishes.

Making your spouse a co-applicant

We've all learned that haste makes waste

Choose longer tenure loans of up to 20 - 30 years

They will always remain older, wiser and more credible than their offspring.

Alternatively add your parents as co-applicants

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Processing fee cheque
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Home Loan Interest RatesUpdated on 23 Aug 2014

Home Loan Details
Interest Rate (Monthly reducing balance) 10% - 10.5%
Processing Fees 0.5% of Loan
Loan Tenure 1 year to 20-30 years
Partial pre-payment Charges Nil
Pre-closure Chargest Nil

rated 3.5 /5.0
by 1524 users
Over 5,00,000 Happy Customers with loans & cards
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Compare multiple options and choose the one that best suits you

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Offers to Compare
Over 25 offers to compare!

This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Preferred over builder

There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

Comparing Best Car Loans
Done comparing! Now what?

We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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