This HDFC LTD is not something which is new for me. I had taken a housing loan with HDFC LTD previously. That is why I have chosen this one. The way they responded attracted me towards them. For documents they will come to my door steps I am regularly getting my correspondence and there is no need for me to visit their office.
06:42 PM - Dec 20, 2014
HDFC Ltd is exceptionally very good and rate is competitive where offered 10.5% for home loan. Officers took ownership in all the aspects so satisfied with customer service. Actually for legal clearance HDFC asked me to give cheque in favor of 12,500, which is non refundable so I not interested to move further.
05:41 PM - Dec 20, 2014
Federal bank did offer 8 lakhs for the home loan. Rate of interest is 11% fixed and I chose this bank as the interest rate is fixed.I am not much satisfied with the customer service team as they don't provide proper solution for the queries.
02:32 PM - Dec 20, 2014
Rate of interest offered by HDFC LTD housing loan is reasonable. Happy with the service provided by them. Benefits offered by them was really good. It was a hassle free process and nothing is required to be done from my side and the entire thing was processed by HDFC LTD.
02:51 PM - Dec 19, 2014
Documentation process was smooth and executives collected all documents in one attempt. For home loan, including all charges ICICI bank has collected around 7500 and interest rate is 10.25%. They asked me to maintain adequate balance on my account 5th of every month for EMI.
04:56 PM - Dec 18, 2014
HDFC LTD Housing finance is really good. They are very much helpful. They have given me a very good interest rate. The rate of interest offered by them is 10.15% and it is the least in the market. As of now I am unable to comment much about that as I have not used their services much.
06:40 PM - Dec 20, 2014
The quoted loan amount was 22lakhs and as per my expectation Axis bank delivered. Interest rate is good and the paper works were easier. Verification part was smooth for home loan process and charges are normal. Whole process was smooth and the interest rate is 10.15%.
04:28 PM - Dec 20, 2014
AXIS bank home loan services was quite ok however documentation process kept on dragging. They had kept on calling and was asking the documents which was not a single shot. Rate of interest is as per the market rate. It would be better if the documentation process happens at a single point of time.
12:36 PM - Dec 20, 2014
I opted for home loan from SBI bank as the provided me with a loan for purchasing land as well. The loan policy is that if the house is not constructed in 2 years then the loan is considered as a personal loan. The customer support is not so good which needs to be improved. They provide all the procedures to be followed in the online portal which is really good. I feel that there were regular follow ups I made for the approval of the loan but after which the process is relax-able.
06:44 PM - Dec 18, 2014
Quite normal services from dhfl where I got my home loan So far I havent got any good kind of experience. They approved me to get flat for me . The best part was they will provide all types of loan from them . Rate of interest was quite high when compared with other banks
04:19 PM - Dec 18, 2014
Online when I applied for HDFC LTD I was initially told that I am eligible for 24 lakhs. After collecting all my documents and after doing necessary checks . They have confirmed the sanction amount was 19 lakhs . Which I am not happy with . Had they informed me in advance I would taken necessary checks accordingly.
06:36 PM - Dec 20, 2014
Interest rate that HDFC Limited told was just correct because they told 10.15%. In terms of service I have no issues. HDFC LTD asked to pay initial amount of 20% from the quoted loan amount, I felt it as high thus I did not take home loan. HDFC have to reduce the initial payment as all cannot pay it.
04:26 PM - Dec 20, 2014
Approach was nice and all descriptions were mentioned by the executive clearly but actually I did not find the property so I unable to take home loan. Interest rate they said as 12% but Axis bank needs to improve their communication as it lacks.
05:42 PM - Dec 19, 2014
I have taken a housing loan with HDFC LTD. I am sure that the rate of interest offered by them is in line with the market price. The loan was disbursed on time, however the process was a bit lengthy and I would say post servicing part is not that good.
06:39 PM - Dec 18, 2014
I have taken a housing loan with HDFC LTD. The executive who helped me at the time of disbursing the loan was very good. They are very much transparent. It took about 3 to 5 days for the loan amount to get disbursed. I have got all my doubts clarified with in a short span of time.
04:11 PM - Dec 18, 2014
At the time of availing home loan from LIC Housing Finance, I did feel good and happy about the services. One of the impressive scheme is rate of interest is fixed for 3 years and floating for the remaining years. However there are few pre closure charges which could be made 0%.
06:33 PM - Dec 20, 2014
I have taken a home loan at SBI. Ultimately, when I applied, they took around rs 4500 as a processing fee, the rate of interest charged by them is 10.1%. I have to visit the Branch to get my work done as they were not co-operative. They dont render proper service as well. So I have planned to get rid of them .
04:18 PM - Dec 20, 2014
I am holding a housing loan with HDFC LTD. The time taken to process the loan was very less. I am really happy about that. There is no need for one to go various bank sites and I can might as well find the information at Bankbazaar website in one go.
02:54 PM - Dec 19, 2014
It was a pre approved home loan which I got in the year 2008. I felt comfortable with ICICI and one advantage is there is no pre payment charges. Its floating interest rate where I have a flexible option of making it as fixed interest rate after 3 years of time.
05:39 PM - Dec 18, 2014
I am very much delighted to leave my comments about HDFC LTD. I am very much happy with their service and response provided by them. Services comes to my desk that is the best part about HDFC LTD. Everything was fine and I am happy with the way they function.
04:11 PM - Dec 18, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Making your spouse a co-applicant
Choose longer tenure loans of up to 20 - 30 years
Alternatively add your parents as co-applicants
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.5% of Loan|
|Loan Tenure||1 year to 20-30 years|
|Partial pre-payment Charges||Nil|