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User reviews
  • It is good and somewhat better. What i felt was initially, they do charge a lot for processing and at later they cancel the loan if not eligible and the amount is not refunded. The processing and documentation was too long and the verification part was tedious. Interest rate was good and the executive was good.
    07/11/2014

    P V RAJASEKHAR, hyderabad
    4.0/5 "Great!"
  • Last month I have received my home loan amount from SBI. It was overall a great experience of availing the home loan. Everything was smooth like documentation was much faster however the processing was little delayed upto 2 months due to some clarification in the documents. Rate of interest was fine.
    06/28/2014

    DEBA BANERJEE ARUN, bangalore
    4.0/5 "Great!"
  • Had a smooth experience of applying a home loan with HDFC LTD via bank bazaar. Documentation was pretty easy and totally hassle free. Processing time was much faster than other banks. Bank Bazaar made the process easy & simple without visit the bank. Rate of interest is the best and reasonable.
    06/27/2014

    RAMYA P, chennai
    4.0/5 "Great!"
  • It was little disappointing that my home loan with ICICI is still not disbursed because of some confusion with the builder and the bank. Otherwise, the documentation went smooth and the processing was little delayed upto 25 days as there was lack of response from the bank for about 15 days. I think the rate of interest is quite similar to other banks in the market.
    06/27/2014

    ROHIT RAJEEV PALAV, pune
    4.0/5 "Great!"
  • It was a nice experience of applying a home loan with AXIS bank through bank bazaar website. I feel comfortable banking with AXIS bank and the services are prompt. Documentation was common among all the banks and the processing time was around 7 - 10 days. Rate of interest was little higher than other banks.
    06/27/2014

    NAVNENDRA MATHUR, thane
    4.0/5 "Great!"
  • Interest rate offered was all the same with other banks in terms of home loan and even the processing charges. Processing was all too good and the executive was too cooperative in providing all the information. Documentation, verification was all good and am quite happy with their overall services. I get intimated about my loan information through SMS alerts.
    06/28/2014

    VENKATA RAJU PALAKURTY, visakhapatnam
    4.0/5 "Great!"
  • HDFC LTD is very good in following their time lines. It was a great experience of applying a home loan with HDFC LTD via bank bazaar. Processing would have been much faster if I have submitted the documents on time but it was little delayed upto 10 days. Rate of interest & fees are quite competitive.
    06/27/2014

    ABHISHEK MITTAL, chandigarh
    4.0/5 "Great!"
  • I have currently post ponded my plan of availing a home loan because the building is under construction. Things were good with HDFC LTD and the documentation was fine not that difficult. Processing time was little bit extended about a month. I think the rate of interest & processing fees are quite higher than other banks and I never experience customer service.
    06/27/2014

    MUKUL SETHI, mumbai
    4.0/5 "Great!"
  • I had to post pond my plan of availing a home loan from AXIS bank as there was some confusion in the documentation of buying a new property. Documentation with AXIS bank is fine and the processing time was average. Rate of interest & processing fee are quite higher than nationalized banks. Best part is the last one year is interest free. Overall experience was good.
    06/27/2014

    LOKESH HARIKRISHNAN, bangalore
    4.0/5 "Great!"
  • I have approached AXIS Bank for a home loan they have not given me a proper reason for the decline , they initially contacted me for the home loan and they sent their executives to collect the documents from me and post which there was no reply from and their tracking number too is incorrect and as there was no reply for them for quite some time I presumed that its been declined.
    06/26/2014

    DINESH SUBRAMANI KUMAR, chennai
    4.0/5 "Great!"
  • I got my Home loan disbursed two months ago and still now I haven't faced any discrepancies and the processing was pretty fine as I had account with this bank. Initially based on my salary slip, i was intimated that the whole loan amount would be given but later on it was quite less which was not satisfactory. EMI date is flexible and their on line banking needs to get updated to know about my monthly payments information, due date etc.
    06/28/2014

    SABARIBALAN M, chennai
    4.0/5 "Great!"
  • I have experienced good service so far by having home loan with ICICI bank. Their services are really good and they really proactive , good follow-ups. Excellent delivery to whatever they committed and promised. They are providing good interest rates as per the market rate . Overall service was excellent
    06/27/2014

    ABDUL QUDDUS, mumbai
    4.0/5 "Great!"
  • Had a good experience of applying a home loan with HDFC LTD via bank bazaar website. Documentation was very clear and quite similar to other banks. Everything was smooth until approval and the follow up was perfect. I would suggest the bank to be more customer focus and customer centric. Rate of interest & processing fees are quite common among all the banks.
    06/27/2014

    PREM DSOUZA, mumbai
    4.0/5 "Great!"
  • I have currently dropped my plan of availing a home loan from HDFC LTD because the registration of the property was not complete yet. Process of documentation was good and the time taken for processing was much faster than other banks. Everything was clear and neat. Rate of interest is average.
    06/27/2014

    RAMKRISHNA RAUT, mumbai
    4.0/5 "Great!"
  • I have recently availed a home loan from HDFC LTD. I am fine with documentation & processing time however I am little disappointed about the response from the bank & customer care executives. Few things were not communicated to me before disbursing the loan and the demand letter was received after the first due date. Rate of interest is standard and the customer service needs improvement.
    06/20/2014

    VINAY DABAS, delhi
    4.0/5 "Great!"
  • Initially, i was not interested to go with State bank of India as the process all would be slower but later then based on people's advice, i approached this bank for my home loan. The experience was totally different and i would say its fantastic. I was given a form, then submitted the documents and by 24th day i got my loan. The cost of taking the loan from this bank is also slower.
    06/28/2014

    SANJEEV R KULKARNI, bangalore
    4.0/5 "Great!"
  • I had a very disappointing service with the Tata Capital Limited when i applied for the housing loan the processing and the documentation was a time taking and it was a very lengthy process and there was too much complication in the internal process and there are no SLA for any process they work on and it too four months for me to complete the whole process, i would say that they need to improve on the SLA and the customer service flexibility.
    06/27/2014

    BB USER
    4.0/5 "Great!"
  • I really had a nice experience of availing a home loan from AXIS bank last month. Very simple & easy documentation and the process was completed within 2 weeks. Rate of interest is good however the processing fee was quite higher than other banks.
    06/27/2014

    ROHIT RAJEEV PALAV, pune
    4.0/5 "Great!"
  • I am having AXIS bank housing loan . I can say it was just an average in service . It would be nice if they can talk nice and pleasant to customers in customer care. And they haven't provided the interest rates which has promised. Floating rates also should be more and more transparent. When I enquired about the charges they are not able to justify it. I have offered 9.25% initially and finally when it was 9.75% in initial month. And it drastically increased to 11.25% finally I closed that loan. Now I am taking 4 months to transfer this loan and took long time to get my documents. They should really work on their service towards charges and proper communications.
    06/27/2014

    KULDEEP KUMAR, delhi
    4.0/5 "Great!"
  • HDFC Home Loan is good, the operation process is very good they are constantly in touch with the customer and update customer every now and then and they are doing a very good job and they should continue doing the same job keep up the good work!
    06/20/2014

    PRAMOD SAVANOOR, bangalore
    4.0/5 "Great!"
BankBazaar Home Loan is Rated as "Great!" by 831 Users
 4.0 / 5.0   by 831 users
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Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Home Loan BYTES FROM OUR KITCHEN

You're probably eligible for a Home Loan if you are

01
02
03
04
Home Loan Minimum Age

At least 21 years old

Home Loan Maximum Age

Less than 65 years old

Home Loan Eligible Employment Type

Salaried / Self - Employed
with regular income

Home Loan Minimum Income

Earn more than the minimum
income required


Your Home Loan amount eligibility is based on these factors

01
02
03
Home Loan Minimum Salary

EMI limited to about 50%
of monthly income

Home Loan Maximum Loan Funded

Loan capped @ 75% - 85% on property value

Home Loan EMI

EMIs of other loans lower
your eligibility


Increase your eligible Bangalore Home Loan amount by these steps

01
02
03
Bangalore Home Loan Add Spouse as Co-applicant

Make your spouse a co-applicant,
and her income will add
to your eligibility

Bangalore Home Loan Maximum Tenure

Choose longer tenure loan up to 20 - 30 years

Bangalore Home Loan Add parents as Co-applicant

Alternatively add your parents


Documentation needed to apply for an Home Loan

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:

    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Home Loan Interest RatesUpdated on 31 Jul 2014

Home Loan Details
Interest Rate (Monthly reducing balance) 13.49% - 34%
Processing Fees 0.5-2.5%
Loan Tenure 1 year to 5 years
Pre-closure Charges 2% - 5%
Guarantor Requirement No guarantor required

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rated 4.0 /5.0
by 831 users
Over 5,00,000 Happy Customers with loans & cards
Hdfc Bank CITI Bank ICICI Bank AXIS_BANK Bajaj Fin Serv Bank Magma Standard Chartered Bank Indusind Bank American Epress Bank DHFL SBI Card Tata Capital Fullerton Bank Credila HDFC
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Offers to Compare
Over 25 offers to compare!

This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Preferred over builder

There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

Comparing Best Car Loans
Done comparing! Now what?

We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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