There was regular follow up and the executive was keep on updating the status while I approached Axis bank for Home loan. Actually I postpone the decision of taking home loan and time was bounced so the application got closed. The rate of interest is not much high and not much less, it is similar to other banks. Overall, I am satisfied with Axis bank and its services.
02:45 PM - Oct 24, 2014
My experience was good with Axis bank while dealing with them for home loan. The executives coordinated well and even they helped me in property. They processed within 6 to 7 days and the process was faster. The rate of interest, fee and charges are similar like other banks however I am satisfied.
10:46 AM - Oct 24, 2014
At the moment of time when I applied with ICICI for home loan, I was not able to go further as the follow up calls was not there from the customer service team. There was an initial call stating that one of the executive would come and collect the documents, however there is not even a single response. One of my suggestion is to minimize the time of response time and provide a appropriate number to contact.
05:43 PM - Oct 23, 2014
Basically my experience of availing a home loan from HDFC LTD was not that good. It took lot of time almost 2 months for processing & disbursing my loan. There was no proper communication and the person who was handling my case was not that much helpful. I think the processing fee & charges are quite competitive and they offered me an interest rate of 10.15%.
01:51 PM - Oct 24, 2014
Through on line, it was just an inquiry made with HDFC limited in terms of home loan. However, I had arranged money from other sources and in terms of services, HDFC limited is too good. The relationship officer spoke to me well and was too friendly. I felt even documentation is quite simple.
06:06 PM - Oct 23, 2014
LIC housing finance services in availing home loan is quite good. The agent is too cooperative and he did respond and guided me throughout the entire process. Interest rate is 10.15% with no pre closure charges. I liked the processing time which was short and done within the time.
05:41 PM - Oct 23, 2014
Actually I requested the loan amount of 45lakhs and HDFC Limited processed my expectation by keeping brother and mother as co-applicant. The rate of interest is floating which is similar to other banks. The process is still under process and I yet to receive the amount, overall customer service is good. I am happy about Home loan with HDFC Limited.
12:53 PM - Oct 24, 2014
The rate of interest, fee and charges are bit high in ICICI bank. The home loan process was fast and they disbursed the loan amount in a short period of time. ICICI bank could reduce the rate of interest however I am satisfied with their service.
05:55 PM - Oct 23, 2014
As comparing with other banks the process is clear in Axis bank and the executive has mentioned the details explicitly without hiding. Actually I was contacted by two of the executives and felt some confusion on it thus I dropped home loan idea and gone for personal loan with Axis bank. Initially one of the Axis bank executive came my place for application process later another executive from Axis bank contacted me and informed that the application could no pre filled thus I skipped. It would be better if Axis bank message the details of executive in prior so that customer could avoid confusion.
05:18 PM - Oct 23, 2014
I have postponed ed the idea of taking a Axis Bank housing loan as, I as would require that only after 7 or 8 months its basically a under constructed property. I have to pay the amount first only after I would able to finalize the property and I am quite ok with the interest rate .
11:05 AM - Oct 24, 2014
I traveled smooth with Axis bank when I approached them for home loan and they are good in response. Basis my experience the rate of interest is bit high thus Axis bank could reduce the rate. I was trying to buy one house but unfortunately I unable to deal thus I skipped home loan process but I would come to Axis bank in future if I do have requirements.
05:54 PM - Oct 23, 2014
I did not face any problem with Axis Bank with regards to housing loan, even before I could start off with the process, I got a call from HDFC Ltd and HDFC Ltd approved the property and that is the reason why I gave up the idea of taking a loan from Axis . However Axis Bank was clear in explaining about the interest rates and other factors.
05:17 PM - Oct 23, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Making your spouse a co-applicant
Choose longer tenure loans of up to 20 - 30 years
Alternatively add your parents as co-applicants
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.5% of Loan|
|Loan Tenure||1 year to 20-30 years|
|Partial pre-payment Charges||Nil|