How to Open Yes Bank Fixed Deposit Online
A YES Bank Fixed Deposit (FD) lets you invest a lump sum for a fixed tenure and earn interest that grows your savings safely until maturity. You can open a YES Bank FD online through YES Online, the IRIS mobile app, YES ROBOT or WhatsApp, or offline at your nearest branch. This page explains each method step by step.
How to apply for YES Bank FD online
New to YES Bank? You do not have to open a savings account first YES InstaFD lets a new-to-bank customer open a fixed deposit entirely online through the iris mobile app, using PAN and Aadhaar verification, with the deposit funded through UPI.
Through net banking
- Visit the official website of YES Bank and log in to the customer portal using your user name and password.
- Once you log in, on the left-hand side of the page, click on the option 'OPEN NEW FIXED DEPOSIT'.
- Provide details such as the source account, deposit amount, name of the branch, tenure, and nomination.
- Select either yes or no for 'Sweep-in required'.
- Click on 'Open FD'.
- A one-time password (OTP) will be sent to your mobile number. Enter the OTP and you have successfully opened an FD account.
Through iris (Mobile App)
- Login to iris using your user name and password.
- From the options available, click on 'Deposit' under which select 'Fixed Deposit'.
- Select your source account, FD type, amount you wish to deposit, tenure and maturity instructions, and nomination.
- Select either yes or no for 'Sweep-in required'.
- Enter the MPIN so that you can validate the transaction and successfully open an FD account.
Through YES Robot
- Visit the official website of YES Bank and click on the 'YES Robot' icon located at the bottom-right side of the screen. YES ROBOT is also available through YES Bank's WhatsApp Banking service.
- Once you have clicked on 'YES Robot', say 'Hi' and start chatting.
- Type 'Open FD' or 'Open Deposit'.
- Login to the portal using your customer id and enter the OTP sent to your mobile number.
- Select the type of deposit and provide the necessary details as asked by the lender.
- Once all the details have been provided and successfully validated by the lender, you will be able to open an FD account.
Through WhatsApp Banking
- Save +91 829 120 1200 to your contacts, open WhatsApp and say 'Hi' to start a chat with YES Bank's WhatsApp Banking assistant, which can also help you book a fixed deposit.
Through Phone Banking
- Call 1800 1200 and choose the 'Savings Account related query' option on the IVR menu.
- Select the option of talking to a customer care executive. The executive will help you with the process of opening an FD account.
How to apply for YES Bank FD Offline
You can visit the nearest YES Bank branch along with all the necessary documents in order to open an FD account. A representative from the bank will help you with the process. Once you have submitted all the documents, the bank will verify them, and if they are found to be correct, then you will be able to open an FD account with YES Bank.
Summary
YES Bank Fixed Deposits let you grow a lump-sum investment safely, with tenures from 7 days to 10 years and a preferential rate for senior citizens. You can open one online through YES Online, iris, YES ROBOT or WhatsApp Banking, or offline at any YES Bank branch, and new-to-bank customers can use YES InstaFD without a prior account. Choose the channel that suits you and start your YES Bank FD application today.
Apply for Other Banks FD
- Apply for SBI FD
- Apply for HDFC FD
- Apply for Axis Bank FD
- Apply for Post Office FD
- Apply for Canara Bank FD
- Apply for IDBI Bank FD
- Apply for Bank of India FD
- Apply for Bank of Maharashtra FD
- Apply for Union Bank FD
- Apply for Indian Bank FD
- Apply for Central Bank of India FD
- Apply for IOB FD
- Apply for Abhyudaya Bank FD
- Apply for IndusInd Bank FD
- Apply for Standard Chartered Bank FD
- Apply for Kotak Bank FD
- Apply for PNB FD
- Apply for RBL Bank FD
- Apply for HSBC Bank FD
- Apply for Bank of Baroda FD
- Apply for KVB FD
- Apply for Federal Bank FD
FAQs on How to Open Yes Bank Fixed Deposit Online
1.What is a YES Bank Fixed Deposit (FD)?
A YES Bank Fixed Deposit is a savings option where you invest a lump sum with the bank for a fixed period and earn interest until maturity. YES Bank fixed deposits are available across a range of tenures to suit different savings goals.
2.What is the minimum tenure for a YES Bank FD?
The minimum tenure for a YES Bank Fixed Deposit is 7 days.
3.What is the maximum tenure for a YES Bank FD?
The maximum tenure for a YES Bank Fixed Deposit is 10 years.
4.What is the minimum amount required to open a YES Bank FD?
You need a minimum of Rs.10,000 to open a YES Bank Fixed Deposit.
5. Is there a special interest benefit for senior citizens on a YES Bank FD?
Yes, senior citizens who open a YES Bank Fixed Deposit earn a preferential interest rate over the regular rate. The exact senior citizen rate for your chosen tenure is available on the YES Bank website before you apply.
6.Can I open a YES Bank FD through net banking?
Yes, existing YES Bank customers can open a fixed deposit by logging into YES Online, selecting the option to open a new fixed deposit, and entering the source account, amount, tenure and nomination details.
7.Can I open a YES Bank FD using the mobile app?
Yes, you can open a YES Bank Fixed Deposit through the iris mobile app by logging in, selecting Deposit and then Fixed Deposit, and entering your deposit and nomination details.
8.Can a new customer open a YES Bank FD without an existing account?
Yes, YES InstaFD lets a customer who does not already hold a YES Bank account open a fixed deposit online through the iris app. The process uses PAN and Aadhaar verification and funds the deposit through UPI.
9.Can I open a YES Bank FD using YES ROBOT or WhatsApp Banking?
Yes, you can chat with YES ROBOT on the YES Bank website or message YES Bank's WhatsApp Banking service to open a fixed deposit. Both assistants guide you through the deposit and nomination details before confirming the FD.
10.Can I open a YES Bank FD over the phone?
Yes, you can call YES Bank's phone banking service and choose the savings account related option to get help opening a fixed deposit from a customer care executive.
11.Can I open a YES Bank FD offline?
Yes, you can visit your nearest YES Bank branch with the necessary documents to open a fixed deposit offline. A bank representative will verify your documents and help you complete the process.
12.What happens after I submit my YES Bank FD application online?
After you submit your details, YES Bank sends a one-time password (OTP) to your registered mobile number for verification. Once you enter the OTP correctly, your YES Bank Fixed Deposit is opened successfully.
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